BNI GRIYA

Is a credit facility to:

  • Purchase of residential houses, apartments, flats, shop/shop house, rest houses (villas), and the purchase of lots / land ripe in real estate construction is financed by the BNI.

  • Construction / renovation.

  • Refinancing.

  • Take Over

Facilities

  • Minimum and maximum loan of Rp15 million Rp 5 billion

Benefit

  • Free to choose the location of houses / plots dream.

  • Flexible, the maximum payment period of 20 years or adjusted to the ability of payment.

Requirements

  • Indonesian citizen.

  • Fixed-income, working period of at least 2 years.

  • Minimum age 21 years and at age 55 credits is paid off, especially retirees age 65 credit is paid off.

  • Self-financing at least 10% of the price of the house the following land to be financed and self-financing can be a land that has been owned.

  • Fill out the form and complete supporting documents.

Requirements Document

Document Types

Jobholder

Professional

Employers / Entrepreneurs

FC KTP (Husband Wife)

X

X

X

FC Family Card

X

X

X

FC Marriage Certificate (if married)

X

X

X

Personal TIN FC / SPT PPh 21

(If the loans above 50 million)

X

X

X

FC 3 recs Last Month

X

X

X

Original Certificate of Employment & Salary

X

X

 

FC Professional Practice Permits

 

X

 

FC Legality Business / Business License / Certificate of Enterprises (Certificate of Establishment / AD-ART, SIUP, TIN, SITU / SKDU & TDP) Company of Local Government.

 

 

X

Pas Foto 4x6 (applicant: Husband / Wife)

X

X

X

FC Document Security

X

X

X

FC Financial Statements last 2 years

 

 

X