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  • Info

  • Type of ATM
  • BNI Customer
  • Non-BNI
    Customer Feature

BNI ATM (Automated Teller Machine) service is ready to serve you 24 hours for banking transactions without having to visit branch office, as for the transactions you can make are cash withdrawals, cash deposits, check balances, transfers, e-channel registration, and various types of purchases and bill payments.

BNI ATM currently has more than 17,000 machines spread viaout Indonesia (data as of September 2016) and is connected to : 58,000 ATM Link Networks, 76,000 Joint ATM Networks, 96,000 PRIMA ATM Networks, International Master Card Networks, Visa, Visa Electron, Plus, JCB, Asian Payment Network (MEPS/ITMX/KFTC), Union Pay, and hundreds of thousands of ATMs bearing the Cirrus logo worldwide.


All BNI and non-BNI customers who have BNI ATM Cards/BNI Credit Cards/ATM Cards and Credit Cards with Link network, ATM Bersama network, PRIMA network, Master Card International Network, Visa, Visa Electron, Plus, JCB, Asian Payment Network (MEPS/ITMX/KFTC), Union Pay, and Cirrus.

Safe Way of Having Transaction via BNI ATM

  • PIN is the personal property and responsibility of the Customer, do not tell your PIN to anyone. Bank employees never ask a Customer to notify PIN under any circumstances.
  • For security reasons, change your PIN periodically.
  • When typing a PIN, cover the hand used to input the PIN with your free hand or with other cover objects (such as paper, etc.), so that others cannot peek your PIN.
  • Beware of fraudulent mode to help solve problems that occur on your card when transacting at ATMs.
  • If there is a problem with your card, or you need more information related to transactions at BNI ATM, contact BNI Call at 1500046 or via mobile phone at 021-1500046.

Types of BNI ATM

  • Cash ATM is ATM machine that has the main feature as cash withdrawal transactions.
  • Non-cash ATM is ATM machine that serves banking transactions except for cash withdrawals and cash deposits.
  • Cash Deposit Machine/CDMs is ATM machine that has main feature as cash deposit transactions.
  • Cash Recycle Machine/CRM is ATM machine that has functions of Cash Withdrawal ATM, Non-Cash ATM and Cash Deposit ATM.

BNI ATM Drive Thru And ATM Ride Thru

We always try to serve you better from time to time. For you who do a lot of activities with vehicles and need BNI ATMs between your mobility, we provide ATMs that can be used without having to get off the vehicle, in strategic places in big cities in Indonesia :

  • Drive Thru ATM (for car users)
  • Ride Thru ATM (for motor cycle users).

You can use all the features on BNI ATM at the ATM above. Some models can adjust to the height of your vehicle.


  • Perform transactions at BNI ATM without having to leave your vehicle.
  • Equipped with all BNI ATM features.
  • On some models can adjust to the height of your vehicle
  • Representative, safe and convenient location for you and your vehicle.

Prepare your ATM card to transact via BNI ATM Drive Thru. You can enjoy all the features on BNI ATM at BNI Drive Thru ATM.

Fee Between BNI -
Inter Bank 6.500
BNI Account -
Top Up TapCash BNI Card -
Go-Pay -
Telkomsel 25k, 50k, 100k, 150k, 200k, 300k, 500k, 1,000k 1.500
Indosat 25k, 50k, 100k, 150k, 200k, 500k, 1,000k -
XL Axiata 25k, 50k, 100k, 200k -
Tri (3) 30k, 50k, 100k, 150k, 300k, 500k -
Esia 25k, 50k, 100k, 150k, 250k -
Fren 25k, 50k, 100k, 150k, 200k, 300k, 500k -
Axis 25k, 50k, 100k, 200k -
XL Axiata HotRod, XmartPlan -
Credit Card American Express 7.500
ANZ 7.500
BRI 7.500
Bukopin 7.500
CIMB Niaga 7.500
Citibank 7.500
Danamon 7.500
HSBC 7.500
Mega 7.500
Panin 7.500
Permata 7.500
Standard Chartered 7.500
Personal Loan ANZ 7.500
Citibank (Ready Cash) 7.500
HSBC 7.500
Standard Chartered 7.500
Electricity (PLN) PLN Taglis 3.000
PLN Non-Taglis 3.000
Prepaid PLN Token 3.000
Water (PDAM) DKI Jakarta - PALYJA 2.500
DKI Jakarta - AETRA 2.500
Semarang - Tirta Moedal 2.500
Manado - Air Manado 2.500
Bogor - Tirta Pakuan 2.500
Surabaya - Surya Sembafa 2.500
Banjarmasin - Bandarmasih 2.500
Bogor Regency Tirta Kahuripan 2.500
Balikpapan - Tirta Manggar 2.500
Surakarta - Solo 2.500
Banyumas - Tirta Satria 2.500
Cilacap - Tirta Wijaya 2.500
Purworejo - Tirta Perwitasari 2.500
Depok - Tirta Asasta 2.500
Palembang - Tirta Musi 2.500
Malang - Tirta Dharma 2.500
Sidoarjo - Delta Tirta 2.500
Lampung - Way Rilau 2.500
Samarinda - Tirta Kencana 2.500
Banjar Baru - Intan Banjar 2.500
Payakumbuh - PDAM Payakumbuh 2.500
Mataram - Giri Menang 2.500
Padang 3.000
Padang Panjang 3.000
Wonosobo 2.500
Batam - ATB Batam 2.500
Cianjur - Tirta Mukti 2.500
Indramayu - Tirta Darma Ayu 2.500
Majalaya - Tirta Raharja 2.500
Tasik Malaya - Tirta Sukaputra 2.500
Subang - Tirta Rangga 2.500
Sukabumi - Tirta Bumi Wibawa 2.500
Jepara Regency - PDAM Jepara Regency 2.500
Telephone (Postpaid) Telkom/Flexi 2.500
Telkomsel - Kartu Halo -
Esia -
XL Axiata -
Indosat Ooredo -
Tri (3) -
Smartfren -
University Student Payment Center -
UI -
Insurance BNI Life -
Prudential -
AJB Bumiputera 1912 -
Jiwasraya -
Multimedia Indovision/OK/TREN/TOP -
Nexmedia -
TransVision/Speedy 2.500
Topas -
Biznet 5.000
First Media -
Transportation Garuda 5.000
Lion Air -
Air Asia -
Sriwijaya Air -
Citilink -
Kereta Api 7.500
Multi-Finance ACC 7.500
OTO 5.000
Finansia Kredit Plus -
SMS Finance 5.000
FIF Finance -
Adira Finance 7.500
Building Tax (PBB) DKI Jakarta 3.000
Banjarbaru 3.000
Surabaya 3.000
Vehicle Registration Certificate STNK 5.000
PKB East Java 5.000
West Java 5.000
MultiPayment IPL BSD 2.500
Zakat Infaq Shadaqoh -
Go-Pay Top-up -
Other Regional Taxes DKI -
Surabaya -
Banjarbaru -