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Press Release

Simplifying account opening, BNI launches BNI SONIC

Jakarta, April 26, 2019 --- Rapid technological developments are now aptly relished by Bank Negara Indonesia (BNI) by creating new innovations in the banking world as part of its digital branch. As a pioneering effort, now comes BNI SONIC (Self Service Opening Account) to simplify the process for prospective customers in opening a savings account using BNI SONIC machines.

BNI SONIC was presented at the largest handicraft exhibition in Indonesia, INACRAFT 2019, which took place at Jakarta Convention Center on April 24-28.

BNI corporate secretary Meiliana said: "BNI SONIC services are handled by machines speedily and systematically, so that when [customers] open an account, they can immediately use their debit cards – as if they had opened a savings account at a conventional outlet. BNI SONIC is intended for people who are digitally savvy, those who do not want to go through complicated procedures and do not have the time to come to a conventional outlet to open a savings account."

Meiliana explained that prospective customers only needed an e-ID card (e-KTP) to start using BNI SONIC machines so they can be detected as a legitimate Indonesian citizen. There is no need for interview sessions with BNI customer service officers. Biometrics or fingerprints are used to identify customers as a substitute for the Know Your Customer (KYC) process.

The process is so easy and simple that it only takes three minutes to make an account. Users can also choose the type of account they wish to make, such as BNI Taplus, BNI Taplus Muda and BNI Taplus Bisnis. Another advantage is that users can also choose the type of card they wish to have, namely Platinum or Gold, to meet their needs. In addition, users can also directly activate their internet banking service through BNI SONIC machines.

"BNI SONIC has been validated by OJK [Financial Services Authority] regulations and has received an award from MURI [Indonesian Museum of Records] as the fastest savings account opening through an account opening machine. When a test was demonstrated, BNI SONIC only took two minutes 40 seconds to open a savings account. This year, BNI will gradually add more machines to be distributed to several locations in Indonesia to help the growth of BNI's third-party funds, "Meiliana revealed.

Meiliana added that BNI itself had recorded a 16.8 percent year-on-year (yoy) of third-party funds from Rp 492.9 trillion (US$34.513 billion) at the end of March 2018 to Rp 575.75 trillion.

As a kind gesture, now BNI card holders can get more opportunities to enjoy BNI promotions. They will get plenty of benefits, including cash back of up to Rp 5 million, lucky dip vouchers worth up to Rp 250,000, 0 percent installments up to 12 months and extra cash back up to Rp 1 million with BNI Reward Points. In addition, customers who open accounts with more than Rp 10 million will have the opportunity to take part in spinning games with the prize of iPhone X, Samsung Galaxy Note 9 and other attractive prizes.

In addition to INACRAFT 2019, BNI Sonic is also available at BNI branches in BNI City Station, Pejompongan Tower and Pondok Indah Mall 2 in Jakarta; Ciputra World in Surabaya, East Java; Manado Town Square in Manado, North Sulawesi; and Nipah Mall in Makassar, South Sulawesi.

Expert Coaching Clinic

BNI also held an Export Coaching Clinic at INACRAFT 2019. The event was a form of commitment and consistency of BNI, which actively played a role in supporting the government’s program of advancing Indonesia’s creative industry by supporting micro, small and medium enterprises (MSME) and encouraging business dynamics and export transactions. The volume of export transactions at BNI in the first quarter of 2019 saw a growth of 17.34 percent yoy.

With the Export Coaching Clinic at INACRAFT 2019, MSME entrepreneurs, especially young businesspersons or entry-level entrepreneurs can obtain further information and understanding on payment mechanism for export transactions facilitated by BNI. Subsequently, MSME players can enjoy export transactions that are easy, fast and most importantly, safe.

In addition, SMEs can learn more about BNI products that can answer their needs in regard to export transactions, such as Incoming Telegraphic Transfer (ITR), Bill Collection Financing, and L/C and BNI trade advisory services that can be reached by MSME players at all BNI branches.

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