Jakarta, February 18, 2019 — In line with its #BNItuDigital campaign, State-owned lender PT Bank Negara Indonesia (Persero) Tbk, or BNI, is continuing to innovate digital systems for each of its products. As of Feb. 1, 2019, all members of the public can apply online for the bank’s mortgage product, BNI Griya, through an online application form (e-Form).