Jakarta, 27 March 2020 --- President has given direction that bank and non-bank financial institutions assist the community who have difficulties to fulfill their credit liabilities to bank due to the spread of coronavirus disease 2019 (COVID-19), both directly and indirectly. PT Bank Negara Indonesia (Persero) Tbk or BNI ready to assist by restructuring debtors’ credit, including micro, small and medium enterprises (UMKM), as long as the debtor is identified to be COVID-19-affected.