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BNI Chip Debit Card

BNI Chip Debit Card
  • Info
  • FAQ

Go apply BNI Chip Debit Card
For your transaction security and convenience


Want to shop comfortably and without worry? Immediately apply your BNI Chip Debit Card.
Worry less, your financial transactions or online shopping activities will be better protected.

Change your Magnetic Stripe Debit Card through the nearest BNI Branch Office or BNI SONIC machine no charge for card substutition until 31 December 2020.

Click here for BNI SONIC machine location list.

Several things you need to bring when changing old card to chipped BNI Debit Card :

  • Original Identity Card.
  • Old BNI Debit Card which still uses magnetic stripe.

What are the benefits you get with BNI Chip Debit Card?


Aman    Convenience in having transaction with Chip technology and 6-digit PIN
BNI Debit Card has been equipped with Chip technology and 6-digit PIN, to improve transaction security.
 
Tanpa Uang Tunai    Convenient shopping without cash
Easy shopping without cash by using BNI Chip Debit Card in various places on EDC machine bearing GPN logo for domestic transactions and also on EDC machine bearing Mastercard logo for overseas transactions.
 
Mudah    Ease of changing your Debit Card PIN through BNI ATM or BNI Mobile Banking
Enjoy the convenience of changing your PIN regularly through BNI ATM or BNI Mobile Banking.
 
Dimana Saja    Transaction anywhere and anytime
Ease of transactions using Mobile Banking, wherever you are with a variety of complete transaction features. Get Bonus Points Plus for every transaction made.
 
Promo    Various promos along the year
Get various attractive offers when shopping at merchants who work with BNI throughout the year.
 
Online    Online shopping transaction
Enjoy the convenience of online shopping payment transactions at various online/e-commerce merchants anytime easily and safely with BNI Chip Mastercard Debit Card with 3D Secure technology. Make sure you have activated your BNI Mobile Banking in order to make online shopping transactions.
 

Limit   

BNI Chip Debit Card Transaction Limit

 
  GPN
GPN
Silver
Silver
Gold
Gold
Platinum
Platinum
Card substitution fee During 2020 there will be no charge for the substitution of magnetic stripe debit card to chip debit card
Card management fee per month 4,000 4,000 7,500 10,000
Cash withdrawal transaction limit/day 15,000,000 5,000,000 15,000,000 15,000,000
Transfer transaction limit between BNI accounts/day 100,000,000 50,000,000 100,000,000 100,000,000
Interbank transfer transaction limit/day 50,000,000 10,000,000 25,000,000 50,000,000
Shopping transaction limit 100,000,000 10,000,000 50,000,000 100,000,000

Question and Answer


Q. Apa yang menjadi dasar Bank BNI menerbitkan Kartu Debit BNI Chip?
A. Dasar BNI menerbitkan Kartu Debit BNI Chip adalah regulasi dari Bank Indonesia yang tercantum pada Surat Edaran Bank Indonesia No. 17/52/DKSP tanggal 30 Desember 2015 tentang Implementasi Standar Nasional Teknologi Chip dan Penggunaan Personal Identification Number Online 6 (enam) digit untuk kartu ATM /atau kartu Debet yang diterbitkan di Indonesia.
Q. Mengapa nasabah perlu melakukan penggantian kartu Debit BNI Chip?
A. Untuk meningkatkan kenyamanan dalam bertransaksi menggunakan Kartu Debit. Kartu berbasis Chip ini mengurangi resiko pencurian data pada kartu debit dan penggandaan kartu (Skimming) sehingga membuat transaksi menjadi lebih aman.
Q. Apakah Kartu Debit BNI Magnetic Stripe masih dapat digunakan untuk bertransaksi?
A. Ya. Kartu Debit BNI Magnetic Stripe masih dapat digunakan sampai tanggal berlaku kartu atau hingga 31 Desember 2021.
Q. Bagaimana cara melakukan transaksi melalui ATM atau belanja dengan Kartu Debit BNI Chip?
A. Tidak akan ada perubahan untuk transaksi di ATM. Untuk transaksi belanja di EDC, Kartu Debit BNI Chip akan dimasukkan kedalam slot EDC (di-dip) dan bukan digesek (swipe) dan Anda harus memasukkan PIN untuk mem-validasi transaksi tersebut.
Q. Dimana saya dapat mengganti Kartu Debit BNI Chip dan apa saja persyaratannya?
A. Anda dapat mengganti Kartu Debit BNI Chip di Kantor Cabang BNI terdekat dengan membawa Kartu Debit yang lama (Magnetic Stripe), Identitas diri (E-KTP/KTP/SIM/Passport) dan Buku Tabungan.
Q. Apakah saya tetap dapat melakukan transaksi e-commerce dengan kartu Chip?
A. Kartu debit Anda berlogo MasterCard bisa digunakan untuk transaksi e-commerce. Sementara untuk kartu GPN masih dalam pengembangan agar dapat bertransaksi e-commerce.
Q. Dimana saya bisa melakukan penggantian Kartu Debit Chip?
A. Penggantian Kartu Debit BNI dapat dilakukan di Kantor Cabang BNI maupun mesin BNI Sonic terdekat.