INTERNET BANKING


BNI Internet Banking


New Features, More Complete

 

 

BNI Internet Banking

In order to improve the service to the customer and to meet the needs of the Customer, BNI Internet Banking comes with features that are more complete. Ranging from scheduled and recurring transfers, transaction history until the last 6 months, open a Term Deposit/Taplus/ Tapenas account, personalized landing page, m-secure token on the smartphone, access the mobile version as well as a variety of other services that can be accessed anytime and anywhere.

Furthermore, Personal Financial Management feature in BNI Internet Banking allows you to create a complete financial planning including automatic deposits scheduler, as well as allowing you to monitor cash flow and the trend of expenditure / income funds all in the graphic forms.

 

Benefits & Advantages

  • Can be accessed via PC / Laptop, Tablet and Smartphone by typing the URL address of BNI Internet Banking https://ibank.bni.co.id or access the BNI website (www.bni.co.id) and select Login Personal menu.

  • Able to perform funds transfer transactions with a transaction limit of up to 1 billion in one day, multi transfer, scheduled and recurring transfers.

  • Account opening (Taplus, Term Deposits & Tapenas), blocking BNI Debit Card, renewal of monthly deposit / period of Tapenas, and Term Deposit disbursement.

  • There are favorites transaction, a calendar information of scheduled transactions, foreign exchange rates information, etc.

  • Has 2 instruments option to authorize financial transactions which is BNI e-Secure or m-Secure.

  • Using 3 authorization when logging onto Internet Banking BNI ie, User-Id, password and a Captcha and also a virtual keyboard available to input password and avoid keyloger attempts.

  • Setting financial goal and monitoring the progress.

  • Able to monitor in graphical forms; cash flow, the realization of budget expenditure items, and the nominal composition of the various expenditure items and revenue

  • Can do inter- BNI account transfers in same currency as well as from the USD/SGD to IDR.

  • Notification of transactions may include email and SMS

How Secure Transaction at BNI Internet Banking

  • BNI e-Secure / m-Secure is only used for financial transactions or in data changes activity. BNI never asked to synchronize e-Secure BNI / m-Secure on-screen of BNI Internet Banking.

  • The figure below is an example of fraud called token synchronization that asks you to input your BNI e-Secure / m-Secure. If you find it, STOP TRANSACTION and immediately contact BNI Call at 1500046.

  • In order to anticipate similar case but in other forms of malware, simply STOP TRANSACTION if you are asked to enter the BNI e-Secure / m-Secure PIN in unusual way during transacting at BNI Internet Banking and immediately contact BNI Call at 1500046 by mobile phone.

  • Make sure you are using the computer that is free from malware, virus / worm. trojan or spyware. Avoid accessing the BNI Internet Banking from an Internet cafe or from a network / computer that can not be sure they're safe. Avoid opening email attachments from unknown senders or download unauthorized content or access to adult sites that have the potential to transmit malware, virus / worm, trojan or spyware to your computer device or tablet / smartphone.

  • Make sure to access the BNI Internet Banking through the official address of the BNI website in www.bni.co.id and click the login button, or directly to the login page BNI Internet Banking in https://ibank.bni.co.id or from bookmark/favorite menu on your browser.

  • Beware of unscrupulous fraud attempts on behalf of a bank officer / BNI clerk by telephone, fax or e-mail asking for personal information, including login password, PIN of BNI Internet Banking e-Secure / m-Secure, and One Time Password (OTP) sent to SMS/E-mail, because BNI officials will not request such questions.

  • Use the virtual keyboard facility when typing your password to avoid criminal attempts of information stealing (keylogger).

  • During the transfer transaction, make sure that the appropriate name and account number belong to the recipient.

  • Make sure that you have logged out when you leave your computer even if only for a moment.t.

  • Keep passwords and PIN of BNI Internet Banking e-Secure / m-secure safely and initiate the replacement of BNI Internet Banking password periodically..

  • If you find any unusual behavior when accessing BNI Internet Banking web pages, or transactions suddenly cut off, then stop your transaction immediately and contact BNI Call at 1500046.

Easy Way to Become User BNI BNI Internet Banking

  • Registration Process Through BNI Internet Banking BNI ATM, Online, or come to the nearest branch of BNI

  • If Register at BNI ATM, go to the "Registration e-Channel", perform these steps:

    • Select "BNI Internet Banking"

    • Create your registration PIN number (6 digits) you.

    • After you successfully register on BNI ATM, you will get a receipt of registration of BNI ATM.

  • If applying online, select the Never sign up at ATMs in BNI Internet Banking login screen (https://ibank.bni.co.id), then perform these steps:

    • Enter your account number

    • Enter the 3-digit of BNI card number as requested

    • Enter the One Time Password (OTP) sent via SMS

    • Create your registration PIN number (6 digits)

  • After registration at the ATM or Online, perform activation with back access URL address BNI Internet Banking https://ibank.bni.co.id and please select Activation menu (click the Click Here).

  • Upon activation, BNI Internet Banking service can already be used for non-financial transactions, such as account balance, transaction history and billing information.

  • To be able to financial transactions, such as transfers, bill payment and reload, please come to the BNI branch nearest to enable financial transaction services.

  • Registration & Activation BNI Internet Banking Through BNI Branch

    • Come to the nearest BNI branch and bring:

      • Identity Card (ID card or driver's license or Passport)

      • Proof of ownership of personal accounts (Taplus and derivatives and personal Current Account) and / or BNI Card

    • Branch Officers will help you to make the registration process and activation BNI Internet Banking
       

Features

Limit (Rp)

Admin Fee / Trx

Remarks

/Trx

/Day

Within bank transfer

1 Bio

1 Bio

Free

-

Inter bank transfer

       

       Online Transfer

10 Mio

25 Mio

Rp. 6.500

-

       RTGS

1 Bio

1 Bio

Rp. 25.000

Minimum trx amount Rp. 100.000.001

       Clearing

500 Mio

500 Mio

Rp. 5.000

-

Purchasing Cellular air time

1 Mio

20 Mio

Free

Telkomsel Rp. 1.500

Purchasing Go-Pay

1 Mio

1 Mio

Free

-

Billpayment

       

       BNI Credit Card

As of bill

Free

-

       Other Bank Credit Card

As of bill

Rp. 7.500

Billed on the next month or paid by customer during transaction

       Phone/Cellular

As of bill

Free

Telkom/Speedy Rp. 2.500

       Electricity

As of bill

Rp. 3.000

-

       Clean Water/PDAM

As of bill

Rp. 2.500

-

       Multifinance/Personal Loan

As of bill

Free

ACC Finance & Adira Finance Rp.7.500
SMS Finance Rp. 5.000

       Insurance

As of bill

Free

-

       TV/ Internet Berlangganan

As of bill

Free

-

       Airline Ticket & KAI

As of bill

Free

Garuda Rp. 5.000

       Top-up Agent

As of bill

Free

-

       Education

As of bill

Free

-

       Charity

As of bill

Free

-

       State Revenue

As of bill

Free

Tax/PNBP/Custom

Token Admin Fee (first time use/normal repalcement)

-

Rp. 10.000

-

Token Admin Fee (abnormal replacement)

-

Rp. 100.000

Damaged due to negligence of the customer

 

FAQ

DEMO FLASH

DEMO FLASH - MOBILE BROWSER

 

For further information, please visit the nearest Bank Negara Indonesia branches, or contact BNI Call 1500046