BNI’s Cerdas Product/Service seeks to provide you with the ease of access to a non-collateral loan to cover the tuition for pre-school to graduate school grade in local educational institutions that are accredited (acknowledged) by the Department of National Education and were established or have operated at least for 3 (three) years.

Features of the Facility
Loan amount range from Rp. 5 million to up to Rp. 200 million (for employees)

Benefits

• Freely determine how to utilize the educational budget.
• Flexible terms of payment with a maximum payment tenor of 3 years or adjustable to meet with one’s ability to pay.

Requirements

• An Indonesian citizen,
• With stable means of income and work experience of at least 3 years,
• Minimum age of 21 years in which the loan must be paid off at the age of 55 years.

For further information, please contact BNI Call’s 24-hour phone service at (021) 5789-9999, or 68888 from your mobile phone.

Cost Provision

• Administration Fee of Rp. 100.000
• Free Appraisal Fee
• Provision Fee of 1% of Maximum Credit Life Insurance