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BNI

BNI Call

Get 24 hours Banking
Services from BNI, by calling:

(021) 5789-9999
BNI Card

BNI DEBIT CARD

  • BNI SAVINGS-BASED DEBIT CARD
    • BNI Card :
      • BNI Silver Card
      • BNI Silver Special Card
      • BNI Gold Card
    • BNI UMC Derivative Card (Unembossed MasterCard)
    • BNI Private Label Derivative Card
  • BNI PREPAID-BASED DEBIT CARD:
    • DEBITPLUS
    • MERPATI EASY CARD
    • IWAPI CARD

BNI SILVER CARD

BNI Silver Card is a Saving-based Debit Card that is used to access Taplus account and Individual current account (giro) with the following benefits:

  • Convenience and ease of use for shopping at stores/merchants that carry the MasterCard Logo in Indonesia or overseas through a signature authorization method
  • The largest ATM coverage in Indonesia through its estimated 12,300 ATM’s, including BNI ATM with all of its features which includes:
    • Balance inquiry and Cash withdrawal
    • PIN Change
    • Bill Payment for:
      • Phone: (mobile and fixed line) Telkom, Telkomsel, Satelindo, Indosat IM3
      • Credit Cards: BNI, Citibank, ANZ, HSBC, Standard Chartered, GE Finance (Incl. Carrefour Kartu Belanja)
      • Loans: Standard Chartered KTA & Citibank Personal Loan/Ready Cash
      • Water Services: Thames PAM Jaya (DKI Jakarta)
      • Prepaid cellular phone voucher refill (Top Up) for IM3, Simpati, Mentari
      • Prepaid refill (Top Up) for BNI Debit Card
      • Transfer to other BNI account
      • Airline online ticketing payments for flights on Garuda Indonesia Airlines
      • Access to ATM Bersama and ATM Link machines, along with access to ATM Cirrus machines worldwide
      • Access to PhonePlus which has the most complete feature and the greatest of all Phone Banking Services in Indonesia

How to get BNI Silver Card
To secure a BNI Silver Card, customers must first open a Taplus account or Individual Checking (Giro) account in any of BNI’s branch or offices.
If the customer intends to directly have a BNI Silver Card as soon as he/she opens a Taplus account or Individual Giro account, the Customer can therefore opt for a BNI Silver Card with Instant Card type (without name) while customers that  intend to have a BNI Silver Card with his/her name should wait for several days until the card is published and made available within the branch.

Transaction Limit for the BNI Silver Card
The transaction limit of the BNI Silver Card Silver for shopping (ie. purchase or transaction in Stores/Merchants) is Rp 10 million per day and the amount of purchases allowed is limited to a maximum of 5 times per day.
The transaction limit for the BNI Silver Card Silver for cash withdrawal in BNI ATM is a maximum of Rp 5 million per day.
The transaction limit for the BNI Silver Card Silver for transfers to other BNI Account through a BNI ATM is Rp 50 million per day (Maximum of Rp 5 Million per transfer)

BNI Card Services
BNI 24 Hours Call Services: 021-578 99999 (PhonePlus & ATM) or 68888 via Mobile phone.
BNI GOLD CARD
BNI Gold Card is a Savings-Based Debit Card specially made for BNI’s Prima Customers and provides access to savings accounts (Taplus/Taplus Utama) and/or individual checking (giro) with the following benefits:

  • Convenience and ease of use for shopping at stores/merchants with the MasterCard Logo in Indonesia or overseas through the signature authorization method
  • The largest ATM coverage in Indonesia through an estimated 12,300 ATM’s, including BNI ATM’s with all its features which includes:
    • Balance inquiry and Cash withdrawl
    • PIN Change
    • Bill Payments
      • Phone: (Fixed Line and Mobile) Telkom, Telkomsel, Satelindo, Indosat IM3
      • Credit Cards: BNI, Citibank, ANZ, HSBC, Standard Chartered, GE Finance (Incl. Carrefour Kartu Belanja)
      • Loans: Standard Chartered KTA & Citibank Personal Loan/Ready Cash
      • Water Services : Thames PAM Jaya (DKI Jakarta)
      • Prepaid voucher refill (Top Up) for IM3, Simpati, Mentari
      • Prepaid Refill (Top Up) for BNI Debit Card
      • Transfer to other BNI accounts
      • Airline online-ticketing payment for flights on Garuda Indonesia Airlines
      • Access to ATM Bersama and ATM Link, as well as access to Cirrus ATM’s worldwide
      • Access to PhonePlus which is the most complete feature and the greatest of Phone Banking Service in Indonesia

How to get a BNI Gold Card
To secure a BNI Gold Card, customers must first open a savings account (TAPLUS/TAPLUS UTAMA) and/or Individual Checking (Giro) account that comply with the criteria as a BNI Prima customer, that is locate fund continuously for 3 (three) months and/or minimum outstanding investment at a BNI Branch of Rp 500 million for Jobotabek (Jakarta-Bogor-Tangerang-Bekasi)  customers and Rp 350 million for customers outside of the Jabotabek area.

Transaction Limit for the BNI Gold Card
The transaction limit for the  BNI Gold Card for shopping (ie. purchase transactions in Stores/Merchants) is Rp 20 million per day and is limited to a maximum of 5 times per day.
The transaction limit for the BNI Silver Card for cash withdrawl in a BNI ATM is a maximum of Rp 20 million per day.
The transaction limit for a BNI Silver Card for transfers to other BNI Accounts through a BNI ATM is Rp 100 million per day (Maximum of Rp 5 million per transfer)

BNI Card Services
 BNI 24 Hours Call Services: 021-578 99999 (PhonePlus & ATM) or 68888 via mobile-phone.
BNI UMC Derivative CARD
BNI UMC Derivative Card is a Savings based Debit Card that is used to access Student Savings (Tabungan Mahasiswa) accounts or Employee/Member Savings (Tabungan Pegawai/Anggota) with Unembossed MasterCard (UMC) provider, with the following benefits:

  • Convenience and ease of use for shopping at stores/merchants with the MasterCard Logo in Indonesia or overseas through a signature authorization system
  • The largest ATM coverage in Indonesia through an estimated 12,300 ATM’s, including BNI’s ATM’s which has the following features:
    • Balance inquiry and Cash withdrawl
    • PIN Change
    • Bill Payment
      • Phone: (Fixed Line and Mobile) Telkom, Telkomsel, Satelindo, Indosat IM3
      • Credit Cards: BNI, Citibank, ANZ, HSBC, Standard Chartered, GE Finance (Incl.Kartu Belanja Carrefour)
      • Loans: Standard Chartered KTA & Citibank Personal Loan/Ready Cash
      • Water Services: Thames PAM Jaya (DKI Jakarta)
      • Prepaid voucher refill (Top Up) for IM3, Simpati, Mentari
      • Prepaid Refill (Top Up) for BNI Debit Card
      • Transfer to other BNI account
      • Payment Garuda Indonesia Airline Online-ticketing
      • Access to ATM Bersama and ATM Link, as well as access to Cirrus ATM’s worldwide
      • Access to PhonePlus which is the most complete feature and the greatest of Phone Banking Service in Indonesia

How to get a BNI UMC Derivative Card
The BNI UMC Derivative Card is published on the basis of a collaborative effort between an Institution/Organization/Association with BNI. The customermust first open a Student Savings (Tabungan Mahasiswa) account or an Employee/Member Account (Tabungan Pegawai/Anggota) in a BNI branch or office that collaborate with the Institution/Organization/Association that intends to jointly issue the card

Transaction Limit of the BNI UMC Derivative Card
the BNI UMC Derivative Card’s transaction limit for shopping (ie. purchase transactions in Stores/Merchants) is Rp 10 million per day and the frequency of purchases is limited to a maximum of 5 times per day.
The transaction limit for cash withdrawl with the card in a BNI ATM is a maximum of Rp 5 million per day.
The transaction limit for transfers to other BNI Account through a BNI ATM with this card is Rp 50 million per day (Maximum of Rp 5 million per transfer)

BNI UMC Derivative Card Services:
BNI 24 Hours Call Services: 021-578 99999 (PhonePlus & ATM) or 68888 via Mobile-Phone
BNI PRIVATE LABEL DERIVATIVE CARD
BNI Private Label Derivative Card is a Savings-Based Debit Card that is used to access Tabungan Mahasiswa account or Tabungan Pegawai / Anggota which published without debit provider, with benefit as follow:

  • As ATM Card that can be used in all BNI ATM with features as followed:
    • Balance inquiry and Cash withdrawl
    • PIN Change
    • Bill Payment
      • Phone: (Fixed Line and Mobile) Telkom, Telkomsel, Satelindo, Indosat IM3
      • Credit Cards: BNI, Citibank, ANZ, HSBC, Standard Chartered, GE Finance (Incl.Kartu Belanja Carrefour)
      • Loans: Standard Chartered KTA & Citibank Personal Loan/Ready Cash
      • Water Services: Thames PAM Jaya (DKI Jakarta)
      • Prepaid voucher refill (Top Up) for IM3, Simpati, Mentari
      • Prepaid Refill (Top Up) for BNI Debit Card
      • Transfer to other BNI account
      • Payment Garuda Indonesia Airline Online-ticketing
      • Access to ATM Bersama and ATM Link, as well as access to Cirrus ATM’s worldwide
      • Access to PhonePlus which is the most complete feature and the greatest of Phone Banking Service in Indonesia

How to get a BNI Private Label Derivative Card
BNI Card Derivative Private Label is published base on collaboration an Institution/Organization/Association with BNI. First Customer has to open Tabungan Mahasiswa account or Tabungan Pegawai/Anggota in BNI branch

Transaction Limit of BNI Private Label Derivative Card
Transaction limit of BNI Card Derivative UMC for cash withdrawal in ATM BNI is maximum Rp.5 Million per day
Transaction limit of BNI Card Derivative UMC for transfer to other BNI Account in ATM BNI is Rp.50 Million per day (Maximum Rp.5 Million per transfer)
BNI Private Label Derivative Card Services
BNI 24 Hours Call Services: 021-578 99999 (Layanan ATM) or 68888 via Mobile-Phone.
PREPAID DEBIT CARD
The Prepaid Debit Card published by BNI under license from MasterCard International can be secured without the prerequisite of opening/maintaining a savings account at BNI, which has the following features:

  • Access to BNI 24 Hours Call Services (TelePlus) for transactions: Card activation, Refill prepaid vouchers (for Simpati, Mentari, and IM3), Payment for BNI Credit Card, Travel Reservation and Hotel Reservation (through BNI Teletravel)
  • ATM Features: Balance inquiry and Cash withdrawl of a maximum of Rp 2,500,000.-/day
  • Shopping transaction at stores/merchants with the MasterCard Electronic Logo at a maximum of Rp 5,000,000.-/day
  • Used as a discount card at stores/merchants with the Card Connection Logo
  • Statement of accounts (rekening koran) every 2 months.
  • Valid for 2 years

CO-BRANDING AND AFFINITY PREPAID DEBIT CARD
MERPATI EASY CARD

Prepaid Debit Card issued by BNI under license from Visa International. The Customer is not required to open/maintain a savings account in BNI and the card is specially issued for Merpati Easy Flyer members. Its features are:

  • Access to BNI 24 Hours Call Services (TelePlus) for transactions: Card activation, Refill prepaid vouchers (for Simpati, Mentari, and IM3), BNI Credit Card Payment, Travel Reservation and Hotel Reservation (through BNI Teletravel)
  • ATM Features: Balance inquiry and Cash withdrawl
  • Shopping transactions at stores/merchants with the Visa Logo
  • Statement of account (rekening koran) every 2 months.

IWAPI CARD

A Prepaid Debit Card issued by BNI under license from Visa International. The Customer is not required to open/maintain a savings account in BNI and the card is specially published for IWAPI members. Its features are:

  • Access to BNI 24 Hours Call Services (TelePlus) for transactions: such as Card activation, Refill prepaid vouchers (for Simpati, Mentari, and IM3), BNI Credit Card Payments, Travel Reservation and Hotel Reservation (through BNI Teletravel)
  • ATM Features : Balance inquiry and Cash withdrawl
  • Shopping transactions at stores/merchants with the Visa Logo
  • Statement of account (rekening koran) every 2 months.
  • Valid for 3 Years

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