PT Bank Negara Indonesia (Persero) Tbk, or BNI, has provided an IDR 5 trillion commercial line financing facility to PT Jaminan Kredit Indonesia (Jamkrindo).
This facility is intended to strengthen Jamkrindo's guaranty capacity, particularly for its Contra Bank Guarantee products, in order to expand access to financing for Micro, Small, and Medium Enterprises and Cooperatives (MSMEs-K) as well as national strategic projects.
The signing of this cooperation agreement took place in Jakarta on Friday, August 29, 2025, and was carried out by BNI's GM of International & Financial Institutions, Roekma Hari Adji, and Jamkrindo's Head of Institutional Relations Division II, Aribowo.
The ceremony was witnessed directly by BNI President Director Putrama Wahju Setyawan, BNI Director of Treasury & International Abu Santosa Sudradjat, BNI Director of Institutional Eko Setyo Nugroho, and BNI Director of Institutional & Services, who is also the Acting President Director of Jamkrindo, Abdul Bari.
BNI Treasury & International Director Abu Santosa Sudradjat emphasized that the provision of this large facility is a concrete form of the two state-owned enterprises' commitment to actively contribute to boosting the Indonesian economy.
"The provision of the Commercial Line facility with a limit of IDR5 trillion is a real manifestation of BNI and Jamkrindo's commitment to actively contribute to the Indonesian economy," said Abu Santosa in his written statement.
Abu explained that the commercial line is essentially a financing facility provided by BNI to Jamkrindo. With this financing ceiling, Jamkrindo will have greater capacity to issue guarantees for debtors in need, particularly from the MSME-K segment and government strategic project implementers.
"We hope this collaboration can strengthen the synergy between BNI and Jamkrindo, while also providing direct benefits to MSMEs, corporations, and other sectors that need guarantee facilities," explained Abu.
This strategic collaboration between banks and guarantor institutions is expected to provide tangible solutions and impact on accelerating national economic recovery and growth, by boosting the pace of financing to productive sectors thru stronger guarantee schemes.