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BNI Griya Multiguna


  • Info
  • Tariff
bni griya multi guna

Take advantage of your residence to earn credits that can be used for various purposes (multipurpose).

Benefit

Customers can choose the desired method of withdrawal facilities

  • Dual Facility (withdrawal system is divided into two), namely:
  • 60% of the maximum credit and credit is withdrawn at once aflopend.
  • The remaining 40% of the maximum credit can be drawn according to the needs of debtor and credit are Current Account / RC is limited.
  • Single Facility, the system of credit withdrawal of 100% of the maximum at once and are aflopend.

Requirements

  • Citizen of Indonesia.
  • Income, for permanent employees working period of at least 2 years, professionals and entrepreneurs have run at least 5 years professional / business.
  • Maximum credit 80% of the transaction value of land and buildings are pledged.
  • Loan Ceiling:
  • For BNI Griya Single Multipurpose Credit Facility for a minimum of 50,000,000 and a maximum Rp2.500.000.000
  • For BNI Griya Multipurpose Dual Credit Facility amounting to a minimum and maximum Rp250.000.000 Rp2.500.000.000
  • Credit Period:
  • For credit facilities that are aplopend maximum 10 (ten) years.
  • For the current account is a credit facility (the R / C limited), maximum 1 (one) year and may be extended (revolving).
  • Self-financing of at least 20% of Assessed value

Requirements Document

Document Types Jobholder Professional Entrepreneur / Entrepreneur
FC KTP (Husband Wife) X X X
FC Family Card X X X
FC Marriage Certificate (if married) X X X
Personal TIN FC / SPT PPh 21 (If the loans above 50 million) X X X
FC 3 recs Last Month X X X
Original Certificate of Employment & Salary X X
FC Professional Practice Permits X
FC Legality Business / Business License / Certificate of Enterprises (Certificate of Establishment / AD-ART, SIUP, TIN, SITU / SKDU & TDP) Company of Local Government. X
Pas Foto 4x6 (applicant: Husband / Wife) X X X
FC Document Security X X X
FC Financial Statements last 2 years X
bni griya multi guna
Biaya-biaya BNI Griya Multiguna
Jenis Biaya Nominal Biaya
Propisi 1% dari maksimal kredit eenmalig
Administrasi Rp 500.000,-
Asuransi Jiwa, Asuransi kebakaran ditentukan kemudian
Appraisal dan Notaris ditentukan kemudian