BNI Debit Online

BNI Debit Online

Easy, safe and convenient for online shopping transaction

PT. Bank Negara Indonesia (Persero), Tbk. presents more convenient, secure and comfortable online shopping experience with BNI Debit Online. Enjoy the freedom of shopping transactions using BNI Debit Online at worldwide merchant/online store anywhere that accepts MasterCard.

For security and convenience online transactions with BNI Debit Online, you use Virtual Card Numbers (VCN) in substitution of the original number of BNI Debit Card with MasterCard logo. And get attractive offers from BNI Debit Online and various other benefits.

  1. Have a Savings Account/Giro Individual BNI and BNI Debit Card MasterCard logo.
  2. Registration and Activation BNI SMS Banking and BNI Mobile Banking at the nearest BNI branch office.
  3. Request VCN via BNI SMS Banking and BNI Mobile Banking to obtain information BNI Debit Online (16 digits of VCN, Validity Period and 3 digit CVC2).
  1. Visit merchant website/online shop, select products to buy and select a method of payment via MasterCard/BNI Online Debit/Credit Card.
  2. For those who have activated BNI SMS Banking and BNI Mobile Banking, do VCN Request process with few alternatives below :
    1. Request VCN via Syntax (command) BNI SMS Banking.
      Request VCN

      Figure 1

    2. Request VCN via BNI USSD (Call or dial: *141#).
      1. Enter dial code below :
        • Dial for Telkomsel Provider : *141*1#.
        • Dial for Indosat and XL Provider: *141*2#.
      2. After doing the access above, the following sequence of steps to Request VCN as follows :
        • Select "e-Commerce".
        • Select "e-Payment".
        • Select "BNI Debit Online (VCN)".
        • Enter the Nominal limit digits of BNI Debit Online (VCN), note: without Rp, comma, and point.
        • Enter 2 digits Pin Challenge BNI SMS Banking.
        • SMS/Notification will be sent to Your Mobile phone (as seein in figure 1 - step 3).
    3. Request VCN via BNI SMS Banking Menu apps.
      Can be downloaded on Android and IOS device.
      BNI SMS Banking Android & iOS

      Figure 2

    4. Request VCN via BNI Mobile Banking apps.
      Can be downloaded on Android and IOS device.
      BNI Mobile Banking Android & iOS

      Figure 3

  3. Then, please enter BNI Debit Online data (16 digit of VCN number, 3 digit CVC2 and Validity Period) on the corresponding SMS/notifications from BNI Debit Online requested in the column that has been provided on the payment menu (Figure 4).
    BNI Mobile Banking Android & iOS

    Figure 4

    After inputing BNI Debit Online data, click "Submit" or "Pay" to complete the transaction.

  • Can be used for shopping at all online merchants that accept MasterCard.
  • Freely define spending limit.
  • Safe, no need to enter your original BNI Debit Card data.

So, come on shopping online with BNI Debit Online for your convenience, safety and comfort.

BNI Debit Online Promo, click here

BNI Debit Online FAQ, click here