BNI Ecosystem Solutions


BNI Ecosystem Solutions

BNI Smart Ecosystem Solutions are developed with a holistic approach where customers are not merely seen as individual companies but as part of a larger ecosystem. In this framework, the solutions provided go beyond internal banking needs to include integrated services tailored to the broader needs of each customer’s ecosystem.

Campus Financial Ecosystem (CFEST) is BNI’s educational ecosystem solution designed to help institutions from schools to universities implement a secure, efficient, and integrated financial and operational system.

More than just a digital platform, CFEST connects all elements within the education environment : institutions, students, parents, and service providers. Supported by BNI’s digital infrastructure, this solution enables real-time campus transaction and activity management, improving the user experience in the modern education era.

Benefits of CFEST :

  1. Enhancing Engagement Between Institutions And Stakeholders
    CFEST facilitates stronger, more productive interaction between educational institutions, students, and parents.
    With integrated notifications and automated billing, payment management becomes easier, more transparent, and accountable.
    Fully integrated with BNI's various payment channels, including :
    1. Virtual Account (VA).
    2. QRIS (Quick Response Code Indonesian Standard).
    3. Internet Payment Gateway (IPG).
    4. Credit Card.
    5. TapCash.
    6. And more.
  2. Driving Digital Transformation In The Education Ecosystem
    CFEST supports end-to-end digitalization within schools and campuses, including :
    1. Digital student ID card (e-KTM).
    2. Attendance tracking and class scheduling systems.
    3. Cashless management for canteens, cooperatives, parking, and libraries.
    4. Digital transactions for various student-related needs.
    5. Real-time reporting of grades, attendance, and student activities accessible by parents.
    6. Seamless integration with internal school or campus systems (ERP, LMS, etc).

Key Features :

  1. Multifunctional App with Digital Student ID (e-KTM)
    Designed for ease of use by students, the app includes features for :
    1. Attendance tracking.
    2. Tuition payments.
    3. Payments for parking, canteen, library, and cooperative.
    4. Campus activity and grade updates.
    For elementary and secondary school students, a multifunctional physical card is available and linked to the parent’s mobile app, enabling parents to monitor their children even if they do not carry a phone.
  2. High Accessibility At Affordable Cost
    Accessible via mobile devices, web, and physical cards, CFEST is designed for ease of access by all education stakeholders. Despite its extensive features, CFEST is cost-effective and scalable to suit various institutional needs.
  3. Secure Transactions through Closed-Loop System
    All financial activities are processed within the institution’s internal network, fully controlled by the school or campus. This ensures a safer environment and facilitates better financial management.

Your Institution’s Digital Transformation Starts Here – With CFEST by BNI.

Contact Us :
Service Action Team (SAT)
Phone : (021) 29946046
E-mail : tbs_sat@bni.co.id
WhatsApp : 0858 5000 1946

BNI Smart Healthcare is an integrated Banking and technology solution designed for clients in the healthcare industry including Hospitals, Clinics, and private medical practices. This solution connects BNI’s Banking services with Hospital information systems (SIM RS), providing seamless, tailored support for healthcare providers.

Benefits Of BNI Smart Healthcare :

  1. Improved Access To Healthcare Services
    Enhances public access to Hospitals, Clinics, and medical professionals by digitizing the patient-provider relationship making healthcare more accessible and seamless.
  2. Stronger Patient Engagement
    Healthcare providers can foster better engagement with patients through a mobile app that serves as a platform for targeted programs and personalized communication.
  3. Operational Efficiency For Healthcare Facilities
    Supports digitalization of internal processes in hospitals, clinics, and private practices to streamline operations and improve service delivery.
  4. Integrated Business Partnerships
    Facilitates efficient collaboration with business partners such as insurance companies, pharmaceutical suppliers, medical equipment vendors, and regulators through digital integration.

Key Features Of BNI Smart Healthcare :

BNI Smart Healthcare delivers comprehensive digital solutions tailored for healthcare providers. Here are its key features :

  1. Integrated Digital Payment Via Patient Mobile App
    Patients can easily schedule doctor appointments and make payments directly through the mobile app no more queues at the cashier. This feature is especially suitable for hospitals, clinics, and private practices offering homecare services.
  2. Co-Marketing Programs With BNI
    Strengthen engagement with patients and communities through strategic co-marketing initiatives between healthcare providers and BNI.
  3. Integrated Cash Management Services
    Simplify financial operations with BNI’s cash management system integrated into your hospital or clinic management system making billing, payroll, and transactions easier, more efficient, and transparent.
  4. HRIS Integrated With BNI Payroll System
    The Human Resource Information System (HRIS) integrated with BNI’s payroll solution simplifies salary disbursement and provides additional employee benefits enhancing staff satisfaction and welfare.

Contact Us :
Service Action Team (SAT)
Phone : (021) 29946046
E-mail : tbs_sat@bni.co.id
WhatsApp : 0858 5000 1946

BNI Smart Tenant is a digital solution designed for clients managing industrial estates, residential areas, tourism zones, commercial buildings, markets, and other property complexes. This end-to-end solution combines BNI’s banking products with integrated area management systems to support efficient and modern operations.

Benefits Of BNI Smart Tenant :

BNI Smart Tenant is designed to support the digital transformation and operational efficiency of commercial buildings and business complexes. Here are the key benefits :

  1. Simplified Area Operations
    A comprehensive management platform seamlessly integrated with BNI’s banking services making it easier to handle administrative tasks, financial transactions, and daily operations in one unified system.
  2. Enhanced Engagement with Tenants and Visitors
    Building and complex managers can foster stronger engagement with tenants and customers through a practical mobile solution. The app supports various needs such as reservations, payments, and service information all fully integrated with BNI’s banking ecosystem.

Key Features :

  1. Comprehensive Operational Management Module
    Offers a range of features that improve efficiency and simplify day-to-day operations for both managers and members/tenants all integrated within BNI’s unified digital ecosystem.
  2. Management Dashboard For Real-Time Monitoring
    Enables building or complex managers to easily track revenue and operational performance through a user-friendly, real-time dashboard.

Contact Us :
Service Action Team (SAT)
Phone : (021) 29946046
E-mail : tbs_sat@bni.co.id
WhatsApp : 0858 5000 1946