BNI Deposito


  • Info
  • Tariff

BNI Deposito is a term deposit that make your deposit safe with attractive interest rate.

  • Get competitive interest rates.
  • Can be used as a credit guarantee.
  • Guaranteed by the Indonesia Deposit Insurance Corporation (terms and conditions apply).
  • Available in currency options according to your needs namely in Rupiah or foreign currencies (USD, JPY, GBP, SGD, HKD, EUR, AUD).
  • Interest can be transferred to Savings account, Current account or add to savings principal.
  • On due date, it can be extended automatically (Authomatic Roll Over/ARO) or non-automatically (Non ARO).
  • Available in various choices of term in accordance with your needs namely 1, 3, 6, 12 or 24 months.
  • Fill out an account opening application form.
  • Show an original proof of personal identity (KTP/SIM/Passport) or Business Entity/Law (proof of Legality) and submit a photocopy of the proof of identity/legality in question.
  • Make an account opening deposit (the amount of the deposit may change at any time in accordance with development).

Account Opening Initial Deposit

CurrencyNominal
IDR10,000,000
USD1,000
JPY150,000
SGD2,000
HKD8,000
EUR1,000
GBP1,500
AUD2,000

BNI Deposito IDR Interest Rates

Rupiah1 Month3 Month6 Month12 Month24 Month
< Rp 100 Million2.50%2.60%2.75%2.75%2.75%
≥ Rp 100 Million to < Rp 1 Billion 2.50%2.60%2.75%2.75%2.75%
≥ Rp 1 Billion to < Rp 5 Billion 2.50%2.60%2.75%2.75%2.75%
≥ Rp 5 Billion to < Rp 50 Billion 2.50%2.60%2.75%2.75%2.75%
≥ Rp 50 Billion to ≤ Rp 100 Billion2.50%2.60%2.75%2.75%2.75%
> Rp 100 Billion2.50%2.60%2.75%2.75%2.75%

Effective as of 21 October 2021.

BNI Deposito Valas Interest Rates

Tiering1 Month3 Month6 Month12 Month24 Month
< USD 100,0000.20%0.20%0.20%0.20%0.20%
≥ USD 100,0000.20%0.20%0.20%0.20%0.20%

Note :

  • Effective as of 21 October 2021.
  • Tiering is divided into < USD 100,000 and = USD 100,000.