BNI Taplus Muda & Co-Brand


BNI Taplus Muda

BNI Taplus Muda Gamers

BNI Taplus Muda is a savings product intended for Indonesian young people ranging from the age of 17 years to 35 years.

Facilities of BNI Taplus Muda

  1. E-Banking : Electronic banking transaction facilities consisting of BNI ATM, BNI Mobile Banking, BNI Internet Banking, BNI SMS Banking, and BNI Phone Banking.
  2. BNI CDM (Cash Deposit Machine) : 24-hour transaction service through CDM machine to make cash deposits.
  3. BNI Cashless (Non-Cash ATM) : 24-hour transaction services through ATM machine to make non-cash transactions.
  4. BNI CRM (Cash Recycle Machine) : 24-hour transaction services through the CRM machine to make deposits and cash withdrawals.
  5. Layanan Notifikasi transaksi via SMS.

BNI Taplus Muda account opening requirements

  1. Fill in an account opening form.
  2. Bring original proof of identity (KTP/SIM/Passport) and attach a photocopy of it.
  3. Fill in an e-statement form.
Minimum initial depositRp 100,000.-
Next minimum deposit (at Teller counter)Rp 10,000.-
Account administration feeRp 5,000.-
Initial issuance fee for BNI Taplus Muda Generik Debit CardFree
Initial issuance fee for BNI Taplus Muda Personalized Debit CardRp 25,000.-
Replacement fee for BNI Taplus Muda Debit Card due to loss/damageRp 25,000.-
Account closing feeRp 50,000.-
Account administration fee arrearsMaximum of 3 times in arrears
Arrears of penalty < minimum balanceMaximum of 3 times in arrears
Card administration fee arrearsMaximum of 3 times in arrears
Attention :
  • For charging account and card administration fees per month, if the savings balance is not sufficient at the time of charging, the fee will be payable and will be charged the following month.
  • Now BNI Taplus Muda is not subject to settling balance.

BNI Taplus Muda Debit Card Transaction Limit

Cash WithdrawalRp 5 Million/day
ShoppingRp 10 Million/day
TransferRp 10 Million/day
Interbank TransferRp 10 Million/day

BNI Taplus Muda Interest Rates

Tiering BalanceInterest Rate (%) p.a.
< IDR 1 Million0,00%
≥ IDR 1 Million up to IDR 10 Million0,25%
> IDR 10 Million up to IDR 50 Million0,50%
> IDR 50 Million up to IDR 100 Million0,75%
> IDR 100 Million1,00%

Effective since March 12, 2021.

BNI Taplus Muda Co-Brand

BNI Taplus Muda Chef

BNI Taplus Muda Co-Brand is a savings product intended for the students of Universities cooperating with BNI which functions to accommodate funds for Tuition Fee payment and/or other purposes.

Benefits

  • The students will obtain a Student’s Card which also serves as an Identity Card which can be used to carry out a variety of daily activities in the University, such as: attendance, door access, etc.
  • With the Card facility provided to the Students, the Students will havea "sense of belonging/being proud" of their university/college.
  • Improving the Image, because the Card is useable for various needs and can make transaction in thousands of BNI ATM, ATM Bersama and Link networks as well as BNI Internet Banking, BNI Phone Banking and BNI SMS Banking facilities.

Requirements

  • BNI Taplus Muda Co-Brand is provided to the students of a University/College establishing cooperation with BNI which has been set forth in a Cooperation Agreement (PKS) between BNI and the University/College.
  • Universities/Colleges may establish cooperation of BNI Taplus Muda Co-Brand ownership in accordance with the terms and conditions applicable to BNI.
  • The amount of the first deposit for account opening shall be as specified in the Cooperation Agreement (PKS).
  • Minimum Subsequent Deposit is IDR 5,000.-.
  • The amount of minimum balance shall be as specified in the Cooperation Agreement (PKS).