BNI Taplus Anak & Co-Brand

BNI Taplus Anak

BNI Taplus Anak

BNI Taplus Anak is a savings product intended for children aged 0 up to 17 years.


  • Familiarize the child to save from early childhood.
  • Name of child is printed on the passbook and debit card/ATM.
  • Debit Card/ATM can be designed using the child’s photo.
  • Providing opportunities for the child to learn how to do their own transactions at ATM and purchase transaction at merchant using debit card/ATM with the limit of IDR 500,000.- per day.
  • Parents can still monitor his/her Child transactions because there is an SMS notification which will be sent to the parents cellular phone.
  • Free of account administration fee.
  • To provide transaction flexibility, when the child reached the age of 17 years, the account will be automatically converted into BNI Taplus Muda with the same account number.
  • Interesting promos at favorite shops establishing cooperation with BNI.


  • Children
    1. Completing Account Opening Form signed by the parent.
    2. Enclosing a copy of Birth Certificate/Student Card/Passport/Family Card.
  • Parents
    1. Completing Account Opening Approval Form and Transaction Execution signed by the parents.
    2. Enclosing a copy of Identity Card (Resident’s Identity Card/Driving License/Passport) of the parents.
BNI Taplus Anak
Minimum initial depositIDR 100.000,-
Minimum subsequent deposit (in Teller counter)IDR 10.000,-
Tiering BalanceInterest Rate (%) p.a.
< IDR 100.0000,00%
≥ IDR 100.000 up to IDR 10 Million0,25%
> IDR 10 Million up to IDR 50 Million0,50%
> IDR 50 Million up to IDR 100 Million0,75%
> IDR 100 Million1,00%

Effective since March 12, 2021.

Note :

Dormant account penalty is not charged. Dormant account is an account that has no transaction for 6 consecutive months. The dormant accounts can be reactivated by debit/ credit transactions via e-Banking facilities, cash withdrawals, cash deposits, overbooking through the BNI Branch Office or shopping at merchants.

BNI Taplus Anak Student Card

BNI Taplus Anak Co-Brand

BNI Taplus Anak Student Card is a saving product with special card design which is provided to students of schools which cooperate with BNI and aims to educate children to learn saving, and functions as Debit/ATM Card and Student Identity Card.

Benefit of BNI Taplus Anak Student Card

  1. For School :
    • Have a sense of pride because students can have a Student Identity Card with a school logo that also functions as a Debit/ATM Card.
    • Educate student to aware of saving since early age.
  2. For Student :
    • Has BNI Taplus Anak saving, with saving book and card on behalf of the child himself.

Benefit of BNI Taplus Anak Saving

  1. Saving book and Debit/ATM Card on behalf of the child himself.
  2. Special design Debit/ATM card from school.
  3. Free of administration charge.
  4. Subsequent deposit starts from Rp 10.000,-.
  5. Service access of BNI SMS Banking.
  6. Can save through BNI Cash Deposit Machine (CDM) so free from queuing in any branch.
  7. SMS notification for Parents for each child’s transaction.

Cooperation Requirement for School

  1. School has minimum amount of student of 500 persons and all of them must open BNI Taplus Anak accounts.
  2. School is willing to open an operational account in BNI.
  3. School is willing to sign Cooperation Agreement with BNI for a period of minimum 3 (three) years.
  4. Type of Card :
    • Debit Card Only; or
    • Combo Debit Card of BNI Electronik Money (TapCash).

Provision of BNI Taplus Anak :

Minimum amount of initial deposit

Rp 100.000,-

Prime Card Fee and Card Change due to Lost/Damage

  • Debit Card Only : Rp 15.000,-.
  • Debit Card Combo TapCash : Rp 35.000,-.