PT Bank Negara Indonesia (Persero) Tbk or BNI presents BNIdirect Supply Chain service, a platform-based digital solution designed to facilitate the management of supply chain financing for corporate customers and their business partners.
Through BNIdirect Supply Chain, customers can get flexibility for businesses in choosing the appropriate scheme, ranging from Supplier Financing, Distributor Financing, to Payable and Receivable Financing. This service provides convenience in managing cash flow while maintaining a smooth supply chain.
This flexibility makes BNIdirect Supply Chain an enabler in the supply chain ecosystem. Suppliers can get faster payments, while buyers still have the flexibility to set the payment due date according to the agreement.
BNI Corporate Banking Director Agung Prabowo said the BNIdirect Supply Chain platform is designed to support efficient working capital management, accelerate cash flow, and facilitate digital and real-time recording and monitoring of transactions.
“Businesses are often faced with challenges in maintaining cash flow and continuity of supply chain operations. Suppliers often have to wait for payment, while buyers need flexibility.
BNIdirect Supply Chain is here to bridge the two so that suppliers can be paid faster and buyers can still set the payment time according to their business cycle,” Agung said in a press release.
BNIdirect Supply Chain service is also equipped with dashboard monitoring and real-time notification features that facilitate efficient and transparent financial management.
Throughout the first quarter of 2025, BNIdirect Supply Chain has facilitated supply chain financing with a value of more than IDR 2.5 trillion. This achievement reflects the high interest of business actors in digital financing solutions that are fast, efficient and integrated.
“We believe that technology-based solutions like these are increasingly relevant to market needs while strengthening BNI's position as a strategic partner to the business world,” said Agung.
A number of BNIdirect Supply Chain's superior features including auto-financing, automatic payment and settlement, to dashboard monitoring and push notification are done digitally without the need for physical documents (paperless).
According to Agung, BNI emphasizes security and ease of access. Users can apply for financing anytime and from anywhere, with the support of features such as customized reports and authorization matrix approval to improve control over the transaction process.
BNIdirect Supply Chain not only provides solutions for corporate segment customers, this service also provides real support for micro, small and medium enterprises (MSMEs) that are part of the supply chain of large companies. With fast fund disbursement and transparent processes, MSME players can focus more on improving production and services.
“In the future, BNIdirect will be equipped with smarter and more integrated features, so that it can become a strategic partner in managing a more effective and competitive business,” Agung concluded.