PT Bank Negara Indonesia (Persero) Tbk or BNI continues to strengthen its role in encouraging the transition to a green economy through the distribution of sustainable financing. As of April 2025, BNI recorded sustainable financing of IDR182.2 trillion or 24% of total credit.
BNI Corporate Secretary Okki Rushartomo said that of this amount, IDR 72.8 trillion was allocated specifically for green financing.
"Sustainable financing is BNI's strategy to support economic growth in line with sustainability principles. The dynamics of climate change also encourage the banking sector to play an active role in financing that has a positive impact on the environment and society," Okki said in a written statement.
He underlined that BNI keeps strengthening the implementation of sustainability principles in its business processes, including in lending to sectors that have a positive impact on the environment.
BNI acts as a strategic partner in supporting sustainable transition through mentoring services and financing based on Sustainability Linked Loans (SLL). To date, BNI has channeled IDR6.0 trillion in SLL financing to various sectors, including agrifood, cement manufacturing, steel, coal products and packaging. This financing is intended to encourage the improvement of the company's sustainability performance.
In addition, BNI has Risk Acceptance Criteria (RAC) by adding climate change risk mitigation, containing minimum requirements for (prospective) debtors for sectors with high environmental risks, such as RSPO/ISPO certification and committing to implement No Deforestation, No Peat, and No Exploitation (NDPE) policies in land clearing activities for debtors in the oil palm plantation sector, fulfillment of AMDAL or UPL/UKL or PROPER documents in accordance with their business sector. BNI also applies selective financing to sectors with high emissions, taking into account the implementation of environmental, social and governance (ESG) aspects, as well as clear and measurable energy transition plans from debtors, as part of its commitment to support responsible financing and encourage the transition to a low carbon economy.
Market and regulatory demands encourage businesses to be more environmentally and socially responsible. BNI responds by integrating ESG principles in business processes.
"BNI is optimistic that it can encourage the transformation towards a green financial system. With sustainable financing and the application of ESG principles, BNI seeks to leave a healthy environment for future generations," said Okki.