PT Bank Negara Indonesia (Persero) Tbk or BNI allocates IDR19.51 trillion in cash to ensure smooth public transactions during the Christmas 2025 and New Year 2026 holiday period. The allocation is prepared to anticipate increased transaction activity for 11 days, from December 22, 2025, to January 1, 2026.
BNI Corporate Secretary Okki Rushartomo said that this liquidity readiness is focused on replenishing the ATM and Cash Recycling Machine (CRM) networks, as well as providing cash at branch office outlets so that cash transaction services continue to run optimally throughout the year-end holidays.
"BNI is ensuring sufficient cash availability in its ATM network and ensuring operational readiness for banking services during the Christmas and New Year period to ensure that the public's needs remain well-served," Okki said in a press release.
In addition to providing cash, BNI also operates a number of outlets with limited service. Twenty-seven outlets will operate on December 26, 2025, and 15 outlets on January 1, 2026, each operating from 10:00 AM to 12:00 PM local time.
During this period, limited banking services will be provided, including fuel transactions from Pertamina and Bulog, tax payments, and deposits, withdrawals, and transfers between BNI accounts with a maximum amount of IDR 25 million, in accordance with applicable regulations. This measure is intended to support the needs of people traveling home for Eid and for end-of-year holiday activities.
BNI also confirms that several international services will remain operational. International Remittance (ITR) services will operate normally on December 25, 26, and 31, 2025, while Outward Telegraphic Remittance (OTR) services will adjust to holiday regulations.
According to Okki, the company is committed to maintaining service quality to ensure that banking activities are not disrupted during the Christmas and New Year celebrations. Customers can continue to utilize BNI's extensive ATM network and various digital channels to meet their cashless transaction needs.
"Customers can still utilize various BNI digital channels to meet their cashless transaction needs during the holiday period," he added.
BNI's liquidity and operational readiness reflects the company's efforts to maintain reliable banking services during times of increased transaction demand. With adequate cash support, limited service at outlets, and optimization of digital channels, BNI strives to ensure the convenience and smoothness of public transactions throughout the Christmas 2025 and New Year 2026 holidays.