PT Bank Negara Indonesia (Persero) Tbk, or BNI, is offering a cashback program of up to IDR15 million for investors who purchase ORI030-series Retail Government Bonds (ORI) through the wondr by BNI app. The program is valid during the ORI030 offering period from July 6–30, 2026, subject to the established terms and conditions.
Investors can receive cashback of up to IDR15 million when purchasing ORI030 through wondr by BNI using new funds—that is, funds transferred via interbank transfer, RTGS, or clearing. The cashback amount is based on the purchase amount of ORI030, as specified in the program terms and conditions.
BNI Wealth Management SEVP Steven Suryana said the program is part of BNI's efforts to provide added value for customers, while also making it easier for the public to invest in Retail Government Securities (SBN) through digital channels.
"BNI continues to strive to provide digital investment services that are increasingly accessible to the public. Through wondr by BNI, customers can invest in ORI030 practically anytime and anywhere, while also supporting Indonesia's Sustainable Development Goals," Steven said in a written statement.
The government offers ORI030 in two series. ORI030T3 has a three-year term with a fixed coupon rate of 6.90% per year, while ORI030T6 has a six-year term with a fixed coupon rate of 7.00% per year.
In addition to purchases made with fresh funds, BNI also offers cashback to customers who reinvest proceeds from matured SBR013T2 or ORI023T3 into ORI030 through wondr by BNI. BNI also offers the “New to Investment” program for selected BNI customers who are investing again after more than a year without holding any investment products.
All cashback will be automatically credited to the customer’s account no later than 30 business days after the transaction is settled, provided the customer meets the program’s terms and conditions.
Through wondr by BNI, customers can check the available allocation, simulate coupon income, place orders and make payments digitally, and receive coupon distributions directly into their BNI accounts. These features make the process of investing in retail SBNs simpler and more accessible.
Furthermore, the ORI030 investment service through wondr by BNI is also available to Indonesian citizens (WNI) residing both in and outside the country. As a result, public participation in supporting national development financing can be expanded even further.
"We are optimistic that this innovation will strengthen BNI's role in expanding financial literacy and inclusion and supporting independent national development financing," said Steven.
Entering its eighth decade, BNI continues to deliver relevant innovations and services to facilitate public investment while supporting national development financing. Based on the spirit of Swadharma Bhakti Nagara, BNI is committed to providing added value through investment solutions that are safe, accessible, and offer competitive returns.
Further information regarding ORI030 investments through wondr by BNI can be accessed via bni.id/ORI030, the nearest BNI Branch Office, or the 24-Hour BNI Call Service at 1500046.