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Organization Structure

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ORGANIZATION STRUCTURE PT BANK NEGARA INDONESIA (PERSERO) Tbk BOARD OF DIRECTORS & SEVP PRESIDENTDIRECTOR (CEO) VICE PRESIDENTDIRECTOR GENEREAL MEETINGOF SHAREHOLDERS(GMS) BOARD OFCOMMISIONERS MANAGINGDIRECTORCORPORATEBANKING INTERNALAUDIT LOCAL CORPORATE &MULTINATIONAL COMPANY 1 DIVISION LOCAL CORPORATE &MULTINATIONAL COMPANY 2 DIVISION BOARDS OF COMMISIONERS COMMITEE BNI MULTIFI NANCE BNI SYARIAH BNI SECURITIES BNI LIFE INSURANCE BNI REMITTANCE Supervision Line Coordination Line Communication & Information Delivery line Annotation : POLICY GOVERNANCEDIVISION MANAGINGDIRECTORRETAIL BANKING MANAGINGDIRECTORTREASURY &INTERNATIONALBANKING MANAGINGDIRECTORINSTITUTIONALRELATION MANAGINGDIRECTORINFORMATION TECHNOLOGY &OPERATION MANAGINGDIRECTORCOMPLIANCE CONSUMERPRODUCTMANAGEMENTDIVISION CONSUMERSALESDISTRIBUTIONDIVISION CARDBUSINESSDIVISION E-BANKINGDIVISION TREASURYDIVISION INTERNATIONALBANKINGDIVISION PENSIONFUNDUNIT INSTITUTIONALRELATIONDIVISION TRANSACTIONALBANKINGSERVICESDIVISION WEALTHMANAGEMENTDIVISION IT SOLUTION& SECURITYDIVISION IT OPERATIONDIVISION BANKINGOPERATIONDIVISION MARKETINGCOMMUNICATIONDIVISION COMPLIANCEDIVISION LEGALDIVISION BNICORPORATEUNIVERSITY SEVPREMEDIAL &RECOVERY CORPORATEREMEDIAL &RECOVERYDIVISION MIDDLE & SMALLREMEDIAL &RECOVERYDIVISION MIDDLEBUSINESSDIVISION RISKMONITORINGCOMMITEE NOMINATION &RENUMERATIONCOMMITEE INTEGRATEDGOVERNANCECOMMITEE SEVP COMMERCIALBANKING CUSTOMERANALYSIS &PORTFOLIOMANAGEMENTUNIT STATE-OWNEDENTERPRISE &GOVERNMENTINSTITUTIONDIVISION MANAGINGDIRECTORSMALL BUSINESS& NETWORK SMALLBUSINESS 1DIVISION CHANNELMANAGEMENTDIVISION SERVICEQUALITYUNIT BNI CONTACTCENTER UNIT CORPORATE SECRETARY & COMMUNICATION DIVISION SUBSIDIARIESDEVELOPMENTDIVISION REGION AUDITCOMMITEE HUMANCAPITALDIVISION E-CHANNELUNIT MANAGINGDIRECTORFINANCE (CFO) SMALLBUSINESS 2DIVISION SYNDICATIONBUSINESSUNIT MANAGINGDIRECTORRISKMANAGEMENT CORPORATECREDIT RISKDIVISION MIDDLE &SMALLCREDIT RISKDIVISION CREDITADMINISTRATIONDIVISION CONSUMERLOAN PROCESSING &COLLECTIONDIVISION ENTERPRISERISKMANAGEMENTDIVISION STRATEGICPLANNINGDIVISION FINANCIALBUDGETING &CONTROLDIVISION PROCUREMENT& FIXED ASSETDIVISION DATAMANAGEMENTDIVISION BOARD OF DIRECTORS COMMITEE INTEGRATEDRISKMANAGEMENTCOMMITEE PERFORMANCEMANAGEMENTCOMMITEE PRODUCTCOMMITEE TECHNOLOGYMANAGEMENTCOMMITEE CREDIT POLICY& PROCEDURECOMMITEE RISKMANAGEMENT& CAPITALCOMMITEE HUMANCAPITALCOMMITEE CREDITCOMMITEE

BNI GROUP STRUCTURE & SUBSIDIARY COMPANIES

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Anak Perusahaan BNI Group