Organization Structure


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BOARD OFCOMMISSIONERSGENERAL MEETINGOF SHAREHOLDERS(GMS)PRESIDENTDIRECTORS(CEO)BOARD OF COMMISSIONERS COMMITTEERISKMONITORINGCOMMITTEENOMINATION &REMUNERATIONCOMMITTEEINTEGRATEDGOVERNANCECOMMITTEEBNIMULTIFINANCEAUDITCOMMITTEESupervision lineCoordination lineCommunication & information lineNotes:BOARD OF DIRECTORS COMMITTEEINTEGRATED RISKMANAGEMENTCOMMITTEEPERFORMANCEMANAGEMENTCOMMITTEEPRODUCTCOMMITTEETECHNOLOGYMANAGEMENTCOMMITTEECREDIT POLICY& BUSINESSCOMMITTEERISK MANAGEMENT& ANTI FRAUDCOMMITTEEHUMANCAPITALCOMMITTEECREDITCOMMITTEEBNISEKURITASBNIREMITTANCEASSET &LIABILITYCOMMITTEECommitteeBoard of DirectorsSEVPDivisionSubsidiaries of BNI SekuritasSubsidiariesFunctional OfficerBNIASSETMANAGEMENTBNILIFEBOARD OF DIRECTORS & SEVPVICE PRESIDENTDIRECTORSMANAGINGDIRECTORCORPORATEBANKINGMANAGINGDIRECTOR -MSMEMANAGINGDIRECTORTREASURY &INTERNATIONALBANKINGMANAGINGDIRECTOR RISKMANAGEMENTMANAGINGDIRECTORFINANCE(CFO)MANAGINGDIRECTOR IT &OPERATIONMANAGINGDIRECTORHUMANCAPITAL &COMPLIANCEMANAGINGDIRECTORSERVICE &NETWORKMANAGINGDIRECTORINSTITUTIONALRELATIONMANAGINGDIRECTORCONSUMERBANKINGSEVPDIGITALBUSINESSSEVPOPERATIONALSEVPREMEDIAL &RECOVERYSEVPTREASURYSEVPCORPORATETRANSFORMATIONINTERNAL AUDITSTRATEGICPLANNINGDIVISIONCORPORATESECRETARY &COMMUNICATIONDIVISIONHEAD OFSTRATEGICPROJECTCORPORATEBANKING 1DIVISIONCORPORATEBANKING 2DIVISIONCORPORATEBANKING 3DIVISIONSYNDICATION &CORPORATESOLUTIONDIVISIONCOMMERCIALBUSINESS 1DIVISIONCOMMERCIALBUSINESS 2DIVISIONSMEBUSINESSDIVISIONINTERNATIONALDIVISIONTREASURYDIVISIONPENSION FUNDDIVISONENTERPRISE RISKMANAGERMENTDIVISIONCORPORATECREDIT RISKDIVISONCOMMERCIAL &SMECREDIT RISKDIVISIONCONSUMER LOANPROCESSING &COLLECTIONDIVISIONCORPORATEREMEDIAL &RECOVERYDIVISIONCOMMERCIAL &SME REMEDIAL &RECOVERYDIVISIONFINANCIALBUDGETING &CONTROLDIVISIONPROCUREMENT &FIXED ASSETSDIVISIONDATAMANAGEMENT &ANALYTICSDIVISIONSUBSIDIARIESDEVELOPMENTDIVISIONINVESTORRELATIONSDIVISIONOFFICE OF CHIEFECONOMISTSTRATEGY &ARCHITECTUREIT DIVISIONITDEVELOPMENTDIVISIONDIGITALDEVELOPMENTDIVISIONITOPERATIONALDIVISIONINFORMATIONSECURITYDIVISIONBANKINGOPERATIONDIVISIONDIGITALOPERATIONDIVISIONCREDITOPERATIONDIVISIONCOMPLIANCEDIVISIONLEGALDIVISIONHUMANCAPITALSTRATEGYDIVISIONBNICORPORATEUNIVERSITYCHANNELMANAGEMENTDIVISIONSALESDISTRIBUTIONDIVISIONSERVICEQUALITYDIVISIONBNICONTACTCENTERDIVISIONREGION01 - 17BUSINESSOPTIMIZATIONINSTITUTIONALRELATION 1DIVISIONINSTITUTIONALRELATION 2DIVISIONSMALL BUSINESS& PROGRAMMEDIVISIONCONSUMERPRODUCTMANAGEMENTDIVISIONCARDBUSINESSDIVISIONWEALTMANAGEMENTDIVISIONMARKETINGCOMMUNICATIONDIVISIONWHOLESALESOLUTIONDIVISIONRETAILSOLUTIONDIVISIONPOLICYGOVERNANCEDIVISIONANTI FRAUDORGANIZATION STRUCTUREPT BANK NEGARA INDONESIA (PERSERO) TBKBoard of CommissionersHUMANCAPITALSERVICESDIVISION

BNI GROUP STRUCTURE & SUBSIDIARY COMPANIES

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Anak Perusahaan BNI Group