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Organization Structure

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BOARD OF COMMISSIONERS GENERAL MEETING OF SHAREHOLDERS (GMS) PRESIDENT DIRECTORS (CEO) BOARD OF COMMISSIONERS COMMITTEE RISK MONITORING COMMITTEE NOMINATION & REMUNERATION COMMITTEE INTEGRATED GOVERNANCE COMMITTEE B N I MULTIFINANCE AUDIT COMMITTEE Supervision line Coordination line Communication & information line Notes: BOARD OF DIRECTORS COMMITTEE INTEGRATED RISK MANAGEMENT COMMITTEE PERFORMANCE MANAGEMENT COMMITTEE PRODUCT COMMITTEE TECHNOLOGY MANAGEMENT COMMITTEE CREDIT POLICY & BUSINESS COMMITTEE RISK MANAGEMENT & ANTI FRAUD COMMITTEE HUMAN CAPITAL COMMITTEE CREDIT COMMITTEE B N I S E KURITAS BNI R E M I T T A N C E ASSET & LIABILITY COMMITTEE Committee Board of Directors SEVP Division Subsidiaries of BNI Sekuritas Subsidiaries Functional Officer B N I ASSET MANAGEMENT B N I L I F E BOARD OF DIRECTORS & SEVP VICE PRESIDENT DIRECTORS MANAGING DIRECTOR CORPORATE BANKING MANAGING DIRECTOR - MSME MANAGING DIRECTOR TREASURY & INTERNATIONAL BANKING MANAGING DIRECTOR RISK MANAGEMENT MANAGING DIRECTOR FINANCE (CFO) MANAGING DIRECTOR IT & OPERATION MANAGING DIRECTOR HUMAN CAPITAL & COMPLIANCE MANAGING DIRECTOR SERVICE & NETWORK MANAGING DIRECTOR INSTITUTIONAL RELATION MANAGING DIRECTOR CONSUMER BANKING SEVP DIGITAL BUSINESS SEVP OPERATIONAL SEVP REMEDIAL & RECOVERY SEVP TREASURY SEVP CORPORATE TRANSFORMATION INTERNAL AUDIT STRATEGIC PLANNING DIVISION CORPORATE SECRETARY & COMMUNICATION DIVISION HEAD OF STRATEGIC PROJECT CORPORATE BANKING 1 DIVISION CORPORATE BANKING 2 DIVISION CORPORATE BANKING 3 DIVISION SYNDICATION & CORPORATE SOLUTION DIVISION COMMERCIAL BUSINESS 1 DIVISION COMMERCIAL BUSINESS 2 DIVISION SME BUSINESS DIVISION INTERNATIONAL DIVISION TREASURY DIVISION PENSION FUND DIVISON ENTERPRISE RISK MANAGERMENT DIVISION CORPORATE CREDIT RISK DIVISON COMMERCIAL & SME CREDIT RISK DIVISION CONSUMER LOAN PROCESSING & COLLECTION DIVISION CORPORATE REMEDIAL & RECOVERY DIVISION COMMERCIAL & SME REMEDIAL & RECOVERY DIVISION FINANCIAL BUDGETING & CONTROL DIVISION PROCUREMENT & FIXED ASSETS DIVISION DATA MANAGEMENT & ANALYTICS DIVISION SUBSIDIARIES DEVELOPMENT DIVISION INVESTOR RELATIONS DIVISION OFFICE OF CHIEF ECONOMIST STRATEGY & ARCHITECTURE IT DIVISION IT DEVELOPMENT DIVISION DIGITAL DEVELOPMENT DIVISION IT OPERATIONAL DIVISION INFORMATION SECURITY DIVISION BANKING OPERATION DIVISION DIGITAL OPERATION DIVISION CREDIT OPERATION DIVISION COMPLIANCE DIVISION LEGAL DIVISION HUMAN CAPITAL STRATEGY DIVISION BNI CORPORATE UNIVERSITY CHANNEL MANAGEMENT DIVISION SALES DISTRIBUTION DIVISION SERVICE QUALITY DIVISION BNI CONTACT CENTER DIVISION REGION 01 - 17 BUSINESS OPTIMIZATION INSTITUTIONAL RELATION 1 DIVISION INSTITUTIONAL RELATION 2 DIVISION SMALL BUSINESS & PROGRAMME DIVISION CONSUMER PRODUCT MANAGEMENT DIVISION CARD BUSINESS DIVISION WEALT MANAGEMENT DIVISION MARKETING COMMUNICATION DIVISION WHOLESALE SOLUTION DIVISION RETAIL SOLUTION DIVISION POLICY GOVERNANCE DIVISION ANTI FRAUD ORGANIZATION STRUCTURE PT BANK NEGARA INDONESIA (PERSERO) TBK Board of Commissioners HUMAN CAPITAL SERVICES DIVISION

BNI GROUP STRUCTURE & SUBSIDIARY COMPANIES

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