PT Bank Negara Indonesia (Persero) Tbk asserts that its financial fundamentals remain solid amidst global challenges and liquidity tightening conditions in the banking industry. The performance achievements of 2024 serve as a foundation that strengthens BNI's commitment to continue innovating and enhancing banking services for all Indonesian people, both domestically and internationally.
BNI Corporate Secretary Okki Rushartomo said that the public need not worry about the issue that has developed with many unproductive comments on social media regarding the call to withdraw mass funds from state-owned banks.
"We are committed to upholding the principles of good governance or Good Corporate Governance." The operations of BNI's business are closely monitored by regulators such as Bank Indonesia, the Financial Services Authority, and BNI is a participant in the Deposit Insurance Corporation (LPS), Okki said in a press release on Saturday (22/2/2025).
Throughout 2024, BNI successfully recorded a savings growth of 11% YoY, especially in the second half of last year after the launch of the wondr by BNI application. The CASA portion of total Third-Party Funds was maintained at around 70%.
Okki added that BNI also succeeded in maintaining asset quality, as reflected in the Non-Performing Loan (NPL) ratio, which improved from 2.1% to 2% by the end of December 2024. The intermediation function was reflected in the credit growth of 11.6% YoY. Meanwhile, BNI's total assets increased by 4% YoY to IDR1,129.8 trillion.
From a profitability perspective, BNI's profit continued to grow from IDR20.9 trillion to IDR21.5 trillion. Non-interest income was able to grow by 11.9% YoY, while net interest income reached IDR40.5 trillion.
"Based on the achievements throughout 2024, BNI will continue to maintain sustainable performance, continue its contribution to economic growth, and provide optimal banking services for the needs of the Indonesian people, both domestically and internationally," concluded Okki.