(10/10/2025) - The government, along with Bank Indonesia, continues to expand the use of QRIS (Quick Response Code Indonesian Standard) internationally to strengthen the stability of the rupiah exchange rate and expand international economic connectivity. PT Bank Negara Indonesia (Persero) Tbk (BNI), one of the pioneering banks in cross-border QRIS implementation, also fully supports this initiative.
During the Investor Daily Summit 2025 at the Jakarta Convention Center (JCC) Senayan, Coordinating Minister for Economic Affairs Airlangga Hartarto emphasized that the government, along with Bank Indonesia, continues to encourage increased local transactions through Local Currency Transactions (LCT) and cross-border use of QRIS. He considered these steps key to maintaining national economic resilience amidst global dynamics.
"Other e-payment providers are also starting to worry about Indonesia's rapid QRIS implementation in various ASEAN and non-ASEAN countries, such as Malaysia, Thailand, and Japan. If we successfully expand this to other regions, including the Arab Union, then foreign transactions will no longer require the use of other currencies. This will significantly help maintain the stability of the rupiah," Airlangga said on Thursday (9/10/2025).
Airlangga added that the cross-border QRIS expansion strategy not only boosts transaction efficiency but also strengthens Indonesia's bargaining position in regional and global economic cooperation. Currently, BNI's cross-border QRIS is available in several partner countries, including Malaysia, Thailand, Singapore, and Japan, and will be expanded to South Korea, China, and India, according to Bank Indonesia's roadmap.
Meanwhile, BNI Corporate Secretary Okki Rushartomo stated that the company is ready to fully support the implementation and expansion of QRIS across countries, including through the flagship digital platform wondr by BNI.
"BNI continues to record positive progress in its cross-border QRIS implementation, initiated by Bank Indonesia. BNI's cross-border QRIS transactions show a strong growth trend, as people increasingly seek practical and efficient transactions," Okki said.
Furthermore, Okki emphasized that the development of a cross-border digital payment ecosystem is a strategic step to strengthen financial connectivity between countries.
“BNI is optimistic that the development of this digital payment ecosystem will further strengthen financial connectivity between countries and drive economic growth through more efficient, secure, and inclusive cross-border transactions,” he affirmed.
This collaborative effort between the government, Bank Indonesia, and national banks is an important foundation in building an integrated regional payment system, while also strengthening the competitiveness of the rupiah in the global economy.