PT Bank Negara Indonesia (Persero) Tbk, or BNI, is strengthening its support for national exporters through the development of the BNIdirect DHE SDA Dashboard. This digital solution is designed to help exporters manage, monitor, and fulfill their obligations regarding Foreign Exchange Proceeds from Natural Resource Exports (DHE SDA) in a more convenient, integrated manner that complies with applicable regulations.
The presence of this dashboard is part of BNI's readiness to support the implementation of Government Regulation (PP) Number 21 of 2026 regarding Foreign Exchange Proceeds from Natural Resource Exports which will come into effect on June 1, 2026.
BNI Corporate Secretary Okki Rushartomo said that the BNIdirect DHE SDA Dashboard was launched to help exporters gain better visibility into the flow of export proceeds, while also making it easier for them to meet their reporting obligations and comply with regulations.
“Through this solution, in addition to providing convenience in transactions, we want to help exporters comply with DHE SDA regulations in a more straightforward, transparent, and efficient manner so they can focus more on growing their businesses and expanding into global markets,” Okki said in a written statement.
Through this dashboard, exporters can track incoming and outgoing funds based on the Export Customs Notification (PPE) number, monitor the special DHE SDA account, and view balances in U.S. dollars (USD) and Chinese yuan (CNY). This solution also includes notifications for incoming funds and a feature to download DHE SDA reports to facilitate reporting through the Integrated Real-Time Foreign Exchange Monitoring System (SiMoDIS).
DHE SDA refers to foreign exchange earnings in the form of foreign currency received by exporters from the export of commodities derived from Indonesia’s natural resources. These commodities include those from the mining, plantation, forestry, and fisheries sectors.
In accordance with applicable regulations, DHE SDA funds must be deposited in full with Himbara banks. For exporters with buyers from countries with which Indonesia has a bilateral agreement, up to 30% of DHE SDA funds may be deposited with non-Himbara banks for a maximum period of three months.
Of the total funds received, exporters may convert up to 50% into rupiah. Meanwhile, the remaining funds may be used to meet foreign exchange transaction needs in accordance with applicable regulations or invested in instruments issued by Himbara banks or Bank Indonesia.
Okki added that BNI will continue to develop digital services tailored to customer needs, including for businesses engaged in export activities. The company believes that the ease of monitoring export funds and regulatory compliance are key factors in supporting the competitiveness of national exporters.
“BNI will continue to support customers’ transaction and business needs through a variety of relevant banking solutions. Moving forward, we will continue to deliver innovative digital experiences that are optimized for our customers,” said Okki.
Through the BNIdirect DHE SDA Dashboard, BNI reaffirms its commitment to supporting the implementation of government policies, strengthening transaction services for exporters, and providing digital solutions that help businesses manage their export funds more efficiently and transparently.