BNI Gandeng Agung Podomoro, Salurkan Pembiayaan Kios

BNI Gandeng Agung Podomoro, Salurkan Pembiayaan Kios

BNI Collaborates with Agung Podomoro to Distribute Kiosk Financing

Jakarta, 26 January 2016 - PT Bank Negara Indonesia (Persero) Tbk (BNI) collaborated with established property developer Agung Podomoro Group to distribute productive loan facility, including KUR (Kredit Usaha Rakyat/Public Entrepreneurial Loan) to finance Store Ownership. The agreement between two business entities is worth more than Rp 3 trillion, of which Rp 75 billion will be allocated towards potential KUR retail distribution.

The signing between BNI and Agung Podomoro took place in Jakarta, on Tuesday (26 January 2016), and attended by BNI Retail Business Director Sutanto.

Sutanto explained that the cooperation is a reflection of BNI’s support for government programs that push for financing expansion into the property sector in order to facilitate aspiring entrepreneurs to purchase his/her own kiosk. BNI KUR financing for kiosk ownership offers a low interest rate of 9%.

Through the cooperation agreement, BNI will distribute financing through eight Agung Podomoro Group subsidiary companies, which are Melawai Jaya Realty, Putra Pratama Sukses, Caturmas Karsaudara, Jakarta Realty, Citra Gemilang Nusantara, Pandega Citraniaga, Cakrawira Bumimandala, and Mandiri Dipta Cipta.

According to Sutanto, BNI distributed KUR for four months for a total of Rp 3.04 trillion or 95% of the targeted Rp 3.2 trillion in 2015. Based on its 2015 earnings, BNI believes that it can double its KUR distribution in 2016, or an average of Rp 900 billion to Rp 1 trillion per month, for KUR Retail, KUR Micro, and KUR TKI. BNI will focus on KUR Retail due to the service’s better capabilities.

“We are optimistic that in 2016, we will reach our set target, one of which is by maximizing 111 special outlets for small loan centers all across Indonesia. BNI strategy for KUR Retail distribution thus far involves one-on-one distribution, while KUR Micro is distributed through collaboration with several supply chain clients, such as Lotte Wholesale and several farms,” added Sutanto.

About BNI

BNI is one of the largest banking institutions in Indonesia, with the support of 1.826 outlets across 34 provinces and 521 districts and cities, as of end of 2015. Its comprehensive banking services offer 24 Secondary Loan Centers, 58 Small Loan Centers, 111 Small Loan Units, and 12 Consumer & Retail Loan Center (LNC), and three money changer outlets.

Furthermore, BNI operates five overseas branches in London, New York, Tokyo, Singapore, and Hong Kong; one sub-branch in Osaka; Limited-Purpose Branch in Singapore; and one subsidiary company BNI Remittance Limited in Hong Kong, which specialized in remittance transactions. Additionally, BNI is supported by Remittance Representative Officers in Malaysia, South Korea, Hong Kong, Qatar, Bahrain, United Arab Emirates, the Netherlands, and the United States.

As of 30 September 2015, BNI owns and operates 16.071 ATMs located in 34 provinces and 521 districts/cities, including 6 (six) ATMs abroad: four in Hong Kong and two in Singapore. The ATM network is further strengthened by 49.933 ATM LINK, 70.825 ATM Bersama, and 82.095 ATM Prima Network. Additionally, BNI provides 24-hour phone banking services BNI Call 1500046, SMS Banking, and BNI Internet Banking at that hosts hundreds of banking transactions and features.

BNI business customers can take advantage of its online cash management, trade finance, international trade (export/import), and remittance services that are supported by BNI overseas network and 1.676 banking and non-banking corresponding institutions all over the world.

To expand its business networks and provide integrated financial services, especially in the finance industry, BNI operates four subsidiary companies: BNI Syariah (syariah banking), BNI Life (insurance), BNI Securities (stock market), and BNI Multifinance (financing).

For more information, contact :

Suhardi Petrus
Corporate Secretary BNI
Telp : 021-5728387
Email :


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