BNI Griya Multiguna is a credit given to the community with collateral in the form of ready-to-use property with collateral ownership on behalf of the applicant or the applicant's spouse (husband/wife) as long as there is no separate property agreement.

Advantages

• Mild installment.
• Loan term of up to 25 years.
• Free to choose the location of your dream property.

Terms and Conditions

• Indonesian Citizen.
• Minimum age of 21 years at the application, and
• Maximum age at the loan settlement is :

  Employee	Professional and Entrepreneur
  55 years or pension age	65 years

• Fill in the application form and complete the document requirements as follows :

  Document	Permanent Employee	Professional	Businessman / Entrepreneur
  Photocopy of KTP (husband & wife)	✔	✔	✔
  Photocopy of Family Card	✔	✔	✔
  Photocopy of Marriage Certificate (if married)	✔	✔	✔
  Photocopy of Personal NPWP /SPT PPH 21	✔	✔	✔
  Photocopy of the Last 3 Months Salary	✔
  Photocopy of Last 6 Months Current Account		✔	✔
  Original Work Certificate and Salary Slip	✔
  Photocopy of Professional Practice License			✔
  Photocopy of Business Legality/Business License/Business Certificate (Establishment Deed/AD-ART, SIUO, NPWP, SITU /SKDU and TDP) of the Company from Local Government			✔
  Passport Photo sized 4x6 (Applicant : Husband/Wife)	✔	✔	✔
  Photocopy of Guarantee Document *)	✔	✔	✔
  Photocopy of Financial Statements for the Last 2 Years			✔

  *) Certificate, IMB, Last Year Building Tax Payment Proof.

BNI Griya Multiguna Simulation.

Simulation